Easy Ways to Meet Minimum Spending on a Credit Card!

There are so many great Credit Card offers out there right now that can help you earn a lot of points or miles toward FREE Travel!! A lot of questions I am asked when talk to family and friends about all these offers if how I meet the minimum spending on all my cards? One of the main ways is by using them on everyday spending like groceries, gas, dining out, clothing and more!! One thing to remember is the Minimum Spend starts when you are approved not the first time you make a purchase!

The main thing is when doing this is to pay off your Credit Card each month!! This is a hobby not to put you in debt!! It is about getting rewarded for spending money you already have to spend!!

Here are some ways to meet your minimum spend:

Daily expenses: Grocery, gas, dining out ect!!
Put all your utilities and bills you can on your Credit Card. Usually you cannot pay rent or a mortgage with a Credit Card but most other bills can be put on a card!
Subscriptions (Netflix, Hulu, ect)
Offer to Pay..if you are out with friends and you need to split the bill offer to pay and have your friends Venmo you and use that money to pay off the card.
Sport Fees
Medical Bills/prescriptions
Tax Bills
Gym Membership
Car repairs
Gifts
Charitable Contributions
New Tires
Yard Projects
Home Repairs
Decorating a new space
Business expenses that you can be reimbursed for!! (this is my favorite way ;))

Just a reminder the Annual Fees don’t count toward your Minimum Spend.