How to Get Up to $100 Back on Your Credit Card With Paze

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If you have a credit or debit card from Capital One, Chase, Wells Fargo or another participating bank, stop scrolling for a second—there’s a pretty easy money-saving deal you may be able to take advantage of right now.

Paze is currently offering $10 back when you spend $10 or more online, and you can do it up to 10 times per eligible card.

That means you could get up to $100 back per eligible card.

And yes, that is real money back—not points or miles.

The promotion runs through September 10, 2026, so there isn’t a ton of time to take advantage of it.

What Is Paze?

If you’ve never heard of Paze, you’re not alone.

Paze is an online checkout option offered through participating banks and credit unions. Think of it as another digital wallet, similar to the way you might use PayPal or Apple Pay when shopping online.

The nice thing about Paze is that your eligible cards from participating banks can already be connected to your Paze wallet, so you don’t have to manually type in your card number every time.

But right now, the real reason I care about Paze is the $10 back promotion.

How the Paze $10 Back Deal Works

Here’s the simple version:

Spend $10 or more in one transaction → Get a $10 statement credit.

You can do this 10 times per eligible card, for a maximum of $100 back per card.

For example:

• Spend $10 → Get $10 back
• Spend $15 → Get $10 back
• Spend $25 → Get $10 back
• Repeat 10 times → $100 back

You don’t have to spend exactly $10. The requirement is at least $10 in a single qualifying transaction.

And there’s no separate fee to use Paze or participate in the promotion.

Here’s Where It Gets REALLY Interesting

The offer is per eligible card, not just per person.

Paze says each eligible card in your Paze wallet can earn up to $100 in statement credits.

So let’s say you have:

1 eligible Capital One card:
Up to $100 back

1 eligible Chase card:
Up to $100 back

1 eligible Wells Fargo card:
Up to $100 back

That’s potentially $300 back.

And if you have multiple eligible cards, your potential savings could be even higher.

Paze currently lists Capital One, Chase and Wells Fargo among its participating financial institutions.

How to Get Started

This part is easy.

Step 1: Activate Paze

You can activate Paze through your participating bank’s website or mobile app.

You don’t need to download a separate Paze app.

Step 2: Look for a Participating Merchant

Paze works at participating online merchants.

Some examples currently promoted by Paze include Dunkin’, Domino’s, Fanatics and Sephora, but the merchant list can change, so I recommend checking Paze’s current merchant directory before shopping.

Step 3: Choose Paze at Checkout

When you’re checking out online, look for the Paze payment option.

Select the card you want to use.

Here’s an important tip: If the $10 offer doesn’t appear when you select your card during Paze checkout, that transaction may not qualify.

So don’t assume that simply paying with Paze automatically means you’re getting the $10 credit. The offer needs to be displayed for the transaction to qualify.

Step 4: Make a $10+ Purchase

Make your purchase for at least $10 in a single qualifying transaction.

Then you’ll receive a $10 statement credit on the card you used.

Credits may take up to two billing cycles to appear.

What Should You Buy?

This is where I think you can really make this deal work for you.

Don’t buy things you don’t need just because they’re $10.

Instead, use the promotion for purchases you were already planning to make.

Think:

• Coffee or lunch
• Household items
• Beauty products
• Clothing
• School supplies
• Gifts
• Online orders
• Takeout
• Things you’ve been waiting to buy anyway

For example, if you were already going to order a $12 lunch from a participating restaurant, using Paze could essentially turn that $12 purchase into a $2 net cost after the $10 statement credit.

That’s the kind of deal I love—using a promotion to reduce spending you were already going to do.

Don’t Forget About Your Credit Card Rewards

Here’s another reason I like this promotion for people who are into credit card points and miles.

You’re still using your credit card to make the purchase, so depending on your card and the transaction, you may also earn the card’s normal rewards.

That means you could potentially get:

$10 Paze statement credit + your normal credit card rewards

Just remember that the $10 Paze credit is the main promotion; your card’s regular rewards are subject to that card’s own earning rules.

My Paze Strategy

If you have several eligible cards, I would make a little plan before September 10.

For example:

Chase Sapphire:

Use Paze for 10 purchases → $100 back

Capital One Card:

Use Paze for 10 purchases → $100 back

Citi Card:

Use Paze for 10 purchases → $100 back

That’s $300 back without buying anything you wouldn’t have purchased anyway.

I would also keep track of how many credits you’ve earned on each card so you don’t accidentally stop at eight or nine qualifying purchases.

A Few Things to Know Before You Start

There are some important restrictions.

• The purchase must be $10 or more in a single transaction.
• You need to use Paze at a participating merchant.
• The offer must be displayed during checkout for the transaction to qualify.
• The promotion is limited to 10 credits per eligible card.
• The offer ends September 10, 2026.
• Statement credits can take up to two billing cycles to appear.
• Not every card from a participating bank is necessarily eligible, so check which cards are actually available in your Paze wallet.

Bottom Line

I’m always looking for ways to save money without making my life more complicated, and this is one of those promotions that caught my attention.

Spend $10. Get $10 back. Do it up to 10 times per eligible card.

If you already have Capital One, Chase, Wells Fargo or another participating card, it’s worth checking your Paze wallet to see if you’re eligible.

And remember: don’t spend money just to earn the credit.

Use it for things you’re already buying. I am using most at Sephora and getting some stocking stuffers for my girls (and myself!)

That’s when a deal like this can really add up.

Happy saving!

This promotion is subject to eligibility and terms. Always check the Paze offer details displayed at checkout before making a purchase. Offer currently runs through September 10, 2026.

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